Neobank SDK –
Build Modern Digital
Banks Without Starting
from Scratch
Build your neobank with our developer-first toolkit
and API infrastructure.
Why Neobank SDK?
Neobank SDK is a modular, cloud-native software development kit designed to help banks and fintechs build full-fledged digital banking products with agility. Whether launching a greenfield digital bank or modernizing existing systems, this SDK delivers the infrastructure, APIs, and workflows needed to launch faster, reduce cost, and ensure security and compliance.
Engineered for Flexibility,
Speed & Control
Pre-Built Journeys &
Modular Components
Choose from over 150 pre-built user journeys for onboarding, KYC, payments, deposits, lending and card issuance for Retail as well as SME customers.
Secure API Layer
Includes 50+ microservices for Identity, KYC/KYB, FRAML, Payments, Cards, Customer management, and more, all pre-tested and ready to integrate.
Developer Tools & Sandbox
API portal with detailed documentation, Postman scripts, sample apps, and role-based access for efficient development and testing.
Cloud-Native & Scalable
Supports AWS, Azure, and GCP with microservices architecture designed for high availability and elasticity.
Role-Based Admin Portals
Includes white-labeled portals with secure access controls for managing operations, customers, and configurations.
Built for the Teams Driving the
Future of Digital Finance
Greenfield digital banks
launching a full-scale Digital Bank in months with our pre-built neobank SDK significantly accelerating time-to-market and ROI.
Traditional banks
introducing new business models such as digital lending, and neobanking on existing licenses.
Fintech startups
launching new neobank concepts with minimal engineering overhead. Access modern infrastructure without building from the ground up, reducing risk and cost.
Innovation labs & accelerators
seeking MVP-ready infrastructure to pilot new digital banking initiatives.
The Infrastructure Behind
High-Performance Neobanks
Rich API Ecosystem
- Supports core banking flows, payment orchestration, KYC/KYB, cards, fraud checks, customer profiling, and more.
DevSecOps Enabled
- Secure CI/CD pipelines, version-controlled APIs, and audit capabilities for modern engineering workflows.
Integration-Ready
- Compatible with third-party services, partner platforms, core banking systems, and open banking APIs.
Multi-Channel Ready
- Mobile (Retail and SME), Admin portals, CRM portals, IVR and Chatbot support.
Move From MVP to
Market Leader
Reduce Time-to-Market
- Launch in a matter of weeks with pre-tested infrastructure.
Lower Build & Maintenance Costs
- Avoid lengthy custom builds by leveraging modular, scalable architecture.
Deliver Modern UX at Scale
- White-label apps and APIs designed to support millions of users with performance and localization.
Future-Proof Your Platform
- Stay ahead of compliance, user expectations, and fintech innovation without starting over.
Frequently Asked Questions
Neobank SDK is a developer-first digibank SDK built for speed, flexibility, and integration. Unlike generic banking platforms, it delivers a modular, cloud-native foundation that helps fintechs and banks launch digital banking products in weeks, not months.
Yes, Neobank SDK includes pre-built workflows and modular components specifically designed for both retail banking and SME banking use cases, enabling faster go-to-market across multiple customer segments.
Absolutely. Neobank SDK is engineered to integrate seamlessly with existing banking cores, partner platforms, and third-party platforms using open banking APIs and secure middleware.
Yes, Neobank SDK is fully modular and configurable. Whether you need to modify user interfaces, APIs, or customer journeys, it offers complete flexibility to configure your neobank.
Neobank SDK supports deployment on AWS, Microsoft Azure, and Google Cloud. Its cloud-native banking tools ensure elastic scaling and high availability across all environments.
Yes, Neobank SDK includes built-in support for DevSecOps practices, complete with automated CI/CD pipelines, version-controlled APIs, and secure deployment capabilities.
Definitely. Neobank SDK offers a dedicated sandbox environment, complete with API documentation, Postman collections, and sample customer journeys to simulate real-world scenarios.
Yes, Neobank SDK features enterprise-grade security and compliance capabilities, including built-in support for KYC, AML, fraud detection, and detailed audit trails.
Yes, Neobank SDK supports multi-role access and permission-based controls, allowing concurrent collaboration across development, compliance, and product teams.
101 Digital provides comprehensive onboarding support for Neobank SDK, along with developer guides, documentation, and technical assistance post-launch.
Start Building Today
Proven, scalable SDK tailored for the future.