Your Questions Answered –
Everything You Need to Know
About 101 Digital
Explore our most frequently asked questions about 101 Digital’s platform, products, support, deployment, and integration options.
About 101 Digital
101 Digital is a composable banking platform that enables banks, digital banks, and fintechs to launch digital financial services at speed. Our API-first, modular architecture powers everything from neobanks to embedded finance, with proven deployments across Asia, Africa, and Europe.
101 Digital operates globally with teams collaborating across Asia, Europe, and the Middle East, enabling seamless delivery of our digital banking solutions worldwide.
We serve incumbent banks modernizing their stack, digital banks accelerating product rollouts, and fintechs building new products. Our versatile stack supports lending, payments, deposits across retail, business banking, and corporate customer segments. Whether you're launching greenfield products or modernizing existing systems, 101 helps you do it faster and more efficiently.
101 Digital delivers a hybrid model that combines platform-as-a-service (PaaS) and SaaS flexibility, allowing clients to deploy customized digital finance solutions on their own terms.
Unlike monolithic legacy banking systems, 101 is composable by design, offering prebuilt, plug-and-play modules for onboarding, lending, payments, KYC, and more. You can deploy just what you need, integrate with your stack via APIs, and scale features incrementally.
Yes. Our platform includes modules for Sharia-compliant deposits, commodity trading, and Islamic financing workflows, in addition to conventional banking journeys.
Our Technology & Capabilities
At 101 Digital, we offer four flagship solutions, namely DigiBank Accelerator, NeoBank SDK, 101 Pay (for SMEs), and Corporate Payments, each engineered to meet specific digital finance needs.
Yes, 101 Digital Solutions offers multilingual support, currency flexibility, and market-specific compliance tools for deployment across diverse regions.
Depending on the scope, MVPs can be deployed in as little as 12–16 weeks using our pre-configured accelerators. Our modular approach significantly reduces integration and testing timelines.
Absolutely. All front-end channels (web and mobile) can be white-labeled or embedded in your existing apps, partner apps, or marketplaces.
Absolutely, 101 Digital team is a pioneer in Banking as a Service, Open Banking and embedded finance implementations. There are two greenfield digital banks in South East Asia that also run on our platform.
101 Digital serves sectors including retail banking, eCommerce, SME finance, ride-hailing, logistics, and enterprise financial marketplaces.
At 101 Digital, we offer end-to-end SME solutions (this includes invoicing, payments, and cashflow tools to credit lines, invoice financing, and supplier management). Our platform helps you digitize and monetize SME relationships.
Technical & Operational Readiness
Yes, 101 Digital offers flexible deployment options including cloud, hybrid, and on-premise models tailored to enterprise IT environments.
101 Digital provides a robust suite of RESTful APIs across core banking services such as KYC, FRAML, payments, cards, and onboarding.
Yes, 101 Digital includes a developer sandbox with API documentation, sample apps, and diagnostic tools to support fast testing and integration.
Absolutely. 101 Digital offers real-time monitoring, alerting, and operational analytics for performance tracking and exception management.
Yes, 101 Digital uses orchestration layers, middleware adapters, and custom APIs to integrate with both modern and legacy core systems.
Yes. Our platform is designed with compliance in mind, supporting KYC, AML, CDD, audit logs, and integrations with local regulatory systems, including government KYC utilities.
Yes. Our platform runs on public (AWS, GCP, Azure) or private clouds. It’s containerized, horizontally scalable, and follows modern DevOps practices.
Yes. We support integration with existing core banking systems, payment processors, credit bureaus, CRMs, and third-party services via well-documented REST APIs.
Yes. Our Neobank SDK accelerates back-end deployment, while our Symplr low-code framework enables rapid front-end development, screen reuse, and workflow customization.
We are ISO 27001 and FSQS certified. Our architecture supports secure data isolation, encryption at rest and in transit, and role-based access control across services.
We work in agile sprints, starting with a business use case, delivering quick wins, and scaling iteratively. We offer end-to-end support, including solution design, integration, testing, go-live, and post-launch scaling
Working With 101 Digital
We offer both. You can license our platform and deploy it yourself, or opt for a fully managed service where we operate and support the solution on your behalf.
101 Digital provides end-to-end onboarding support, including solution architecture, integration guidance, and readiness validation.
Yes. We provide onboarding, sandbox access, API documentation, deployment guides, and training support for both business and technical teams.
101 Digital offers continuous post-deployment support(technical maintenance), including dedicated account support, performance monitoring, and periodic roadmap planning sessions.
Yes, 101 Digital is dedicated to working hand-in-hand(co-development services) with clients on personalized configurations, white-label delivery, and UX adjustments, ensuring they can smoothly launch their own fully branded digital banking solutions.
To get started, simply submit a demo request on the 101 Digital website. Our team will schedule a discovery session to align solutions with your needs.
We’re Here to Help
If your question isn’t listed above, feel free to get in touch with our team. We’re happy to walk you through how 101 Digital can support your digital finance goals.