Real Results.
Proven at Scale.
Explore how leading financial institutions use 101 Digital
to launch faster, solve real challenges, and deliver seamless customer experiences — across regions and use cases.
Featured Case Study #1
An International Payments Platform Built for Scale and Efficiency
Client Type: A global digital bank
Challenge:
The client, operating across five markets, struggled to scale payments due to federated payment systems.
Solution:
101 Digital deployed a unified enterprise payments platform that streamlined operations across regions while enabling new capabilities. This included onboarding third-party providers (TPPs), automating bulk payment flows, and launching scalable payroll processing, all while reducing operational costs.
Results:
Integrated multi-
market payments
Enabled TPP &
payroll use cases
Reduced payment
processing costs
Featured Case Study #2
End-to-End Digital Bank Launch
for Retail and SME Users
Client Type: First Sharia‑compliant digital bank in Malaysia
Challenge:
Deliver a fully digital retail and SME banking platform tailored to local market needs and regulatory expectations.
Solution:
101 Digital implemented a full‑spectrum digital banking experience, offering seamless onboarding, instant virtual card issuance, intelligent loan servicing including BNPL, and proactive fraud protection. The platform enabled customers to open accounts, access savings and financing tools, and manage payments with speed and simplicity.
Results:
Live in 7 months
Fully retail & SME
coverage
End-to-end
digital journeys
Featured Case Study #3
Retail and Business
Banking Platform Built for Scale
Client Type: Fast-growing retail and business neobank in the Philippines
Challenge:
Deliver a complete digital banking experience with onboarding, lending, and transaction capabilities, under a six-month launch timeline.
Solution:
101 Digital deployed a fully modular platform supporting digital account opening, seamless onboarding via Onfido, instant loan origination, and real-time virtual card issuance. Built-in automation enabled secure payments, AML checks, and smooth repayment journeys, ensuring both speed and scalability.
Results:
Platform live in
6 months
End-to-end lending
platform delivered
1.7M users in
4 months
Featured Case Study #4
SME Banking Platform
Built for Speed and Flexibility
Client Type: UK-based neobank focused on SME financing
Challenge:
Enable fast, flexible access to capital for SMEs through real-time invoice finance and open banking integrations.
Solution:
101 Digital delivered a tailored SME platform with full open banking capabilities, digital KYB onboarding, and instant credit scoring via Experian and TransUnion. Businesses could initiate draw-downs instantly, automate repayments via direct debit, and manage cash flow with confidence, all within a seamless user experience.
Results:
Real-time
open banking
Seamless SME
onboarding
Invoice finance
made simple
Featured Case Study #5
Corporate Lending Platform with
Digitized Risk and Compliance
Client Type: Large corporate lenders across the UK and Europe
Challenge:
Digitize complex corporate lending journeys traditionally managed through fragmented, manual processes.
Solution:
101 Digital integrated a suite of enterprise-grade tools to streamline origination, risk assessment, and compliance. This included KYB/KYC (via Encompass), credit scoring (via Experian), financial data via Open Banking (Fractal), dynamic pricing (Earnix), and automated audit/fraud detection (Lynx). The result was a fully digitized pipeline from application to approval, reducing delays and increasing transparency.
Results:
Fully digitised
loan journeys
Streamlined credit
risk evaluation
Smart audit and
fraud controls
Featured Case Study #6
Cloud-Based Marketplace
Trading Platform
Client Type: Global enterprise operating across APAC
Challenge:
Legacy ERP systems were slowing down the trading process and creating operational inefficiencies across regions.
Solution:
101 Digital designed and implemented a cloud-based marketplace platform with end-to-end visibility and automation for inquiries, quotations, orders, and delivery.
Results:
Processing time
reduced from 7
days to 1 day
Fully streamlined
trading workflows
Zero downtime
throughout platform
migration
Fast, Reliable, and
Built for Real-World Impact
We don’t just deploy platforms. We solve real challenges
— faster than traditional timelines and with measurable outcomes.
Speed
to Market
16–24 weeks average launch time
Scale
with Confidence
Flexible architecture that grows with you
Trusted by Leading
Institutions
Built for compliance and stability
Let’s Build What’s Next —
Together
Ready to launch faster and deliver better outcomes? Let’s explore how we can help you get there.